personal umbrella insurance

Protection above and beyond.

Since 1983, Martin Insurance Group has been serving clients throughout New Jersey and Pennsylvania, including individuals and families in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA. As an independent agency, a large part of that success is our responsiveness to our clients’ needs, outstanding insurance products, and competitive prices.

Because we’ve been doing this for more than three decades, our clients have been through it all, and we’ve been there with them. We understand that expensive lawsuits or judgments that result in significant losses occur so often that it’s only a matter of time until they happen to some of our clients, which is why we recommend that you purchase a personal umbrella liability policy.

Increase your policy limits, increase your protection.

Personal umbrella insurance can protect you from having to pay the difference between the limits of your homeowners or auto policy for losses that exceed the amounts on your policies. This coverage works in conjunction with your basic coverages to offer greater limits of protection against bodily injury and property damage, along with coverage for other risks that your standard policies may not insure. It’s especially valuable for people who have extra risks — for example, boat owners; those who host a lot of parties; or those who have teenagers who might do something foolhardy. We can tailor personal umbrella coverage that works just for you, based on your specific economic circumstances.

Call now to speak with a representative about personal liability umbrella insurance. Since our founding, we’ve already helped numerous clients and have the experience and expertise to protect you and your property. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need a personal umbrella policy?

A. Standard homeowners and auto insurance only cover you up to certain limits. If you are sued for amounts in excess of your insurance liability limits, you could be personally responsible for making up the difference.

Without a personal umbrella policy, everything you’ve saved could easily be wiped out with one accident, lawsuit, or other unplanned hardship. Martin Insurance Group can help you assess your needs and get the right coverage for you.

Q. Why should I buy umbrella insurance from you?

A. Martin Insurance Group works with thousands of New Jersey and Pennsylvania residents. What’s more, we have been selling insurance since 1983, and are a stable company you can trust.

Here are some additional reasons customers trust us for their personal insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. ...READ MORE We can compare policies and pricing on coverage such as jewelry insurance and homeowners insurance from a variety of providers and help you choose the one that’s right for your unique needs.

We might even recommend one insurance provider for part of your coverage, and another for other coverage — whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your insurance records are current. No more scrambling to meet dates or find documents — your Martin team will make sure you are on the ball and in compliance.

Q. I already have personal umbrella insurance. How do I know if it’s the right type or amount?

A. If you already have some form of personal umbrella insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.

Email: • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
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