vacation home insurance

Coverage for your home away from home.

Whether you own a vacation home down the Shore, on a lake or the Delaware River, or even a cabin in the Poconos, protecting your getaway is just as important to your personal security as insuring your primary residence and requires specialized coverage. A standard homeowners insurance policy includes restrictions for extended vacancies and will not provide you with the protection required typical of secondary properties.

We have helped clients from New Jersey and Pennsylvania, including individuals and families in Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA. And we’re ready to help you.

Even if you only use your vacation home seasonally, you still need protection.

Martin Insurance Group can provide you with vacation home insurance tailored to your property’s attributes, providing property and liability coverage. You may have a seasonal property that requires a policy that is customized for that type of use. Or, perhaps you own a high-end vacation home that is furnished with unique, expensive items that requires a policy that will provide the coverage you need for your valuable contents. You may also have special liability risks, such as a swimming pool or waterfront location, and need your liability protection to be broadened. At Martin, we can provide you with the right policy that suits your needs.

If your getaway is a modular home or a mobile home or is a qualified historic property, we can also provide you with a policy. And, if you store watercraft or snowmobiles at your vacation home, you want to make sure these are covered. It’s also important to make sure your guests are also covered for their use of equipment at your home.

At Martin, we also provide insurance for vacation rentals. If you rent out your home, we can insure you for a broad range of perils including but not limited to things such as accidental damage by tenants, fire, storms, and other non-wear-and-tear events, both natural and manmade. The policy can also include liability insurance for injuries to guests on your property.

Call now to speak with a representative about vacation home insurance. We have the experience and expertise to protect you and your property, and invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000.

Q. Why do I need vacation home insurance?

A. If you have a mortgage on your vacation home, you are most likely required to have homeowners insurance. But even if you don’t, vacation home insurance is a great idea. Without it, your home and belongings could be damaged or destroyed — and you’d have to pay to replace all of it out of your own pocket. Martin Insurance Group can help you assess your needs and get insurance that covers you in case of loss.

Q. Why should I buy vacation home insurance from you?

A. Martin Insurance Group works with thousands of New Jersey and Pennsylvania residents. What’s more, we have been selling insurance since 1983, and are a stable company you can trust.

Here are some additional reasons customers trust us for their personal insurance needs:

We could save you money.
As an independent insurance agent, Martin isn’t tied down to one solution. ...READ MORE We can compare policies and pricing on coverage such as jewelry insurance and homeowners insurance from a variety of providers and help you choose the one that’s right for your unique needs.

We might even recommend one insurance provider for part of your coverage, and another for other coverage — whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it’s easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your insurance records are current. No more scrambling to meet dates or find documents — your Martin team will make sure you are on the ball and in compliance.

Q. I already have vacation home insurance. How do I know if it’s the right type or amount?

A. If you already have some form of vacation home insurance, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.

Email: • Toll-Free: 800.353.5000 • Telephone: 609.356.1500
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