medicare supplement plans

Everything you need to know, from A to N.

Medicare is the federally sponsored health insurance plan for people who are 65 or older or who may qualify for other reasons.

Different parts of Medicare cover different things. For example, Part A is considered “hospital insurance” and covers inpatient hospital stays, skilled nursing facilities, and other similar costs. Medicare Part B covers things like doctor services, outpatient care, and other related items. But there are plenty of things that aren’t covered by either part of original Medicare.

Martin Insurance Group offers Medicare Supplement Plans to help pay for some of these costs, such as co-pays, co-insurance, and deductibles. Also known as Medigap insurance, these supplement plans can be designed to cover certain things that original Medicare doesn’t — such as emergency foreign travel expenses.


Don’t get caught in the gaps.

You may be in relatively good health now and have saved enough to retire, but healthcare costs can escalate quickly and oftentimes Medicare is not enough. This is where Medicare Supplements come in.

Here are just a few smart reasons for having one or more Medigap plans (11 in total, but lettered from A to N) in place:

  • No medical underwriting for those switching from an employer’s health plan or turning 65 years old
  • Lower premiums and better coverage (vs. Group Plans)
  • Portable
  • Guaranteed to renew
  • Predictable rate increases
  • Claims paid based on Medicare Standards (vs. the usual insurance company cost-saving practices, such as pre-authorizations and referrals)

There are several Medicare Supplement Plans from which to choose with different premiums and coverage areas. Martin Insurance Group can help you navigate through the various options plan to choose what’s best for you. We’ll assist you in limiting your annual out-of-pocket medical costs and get the peace of mind you need to pay for some of the costs original Medicare doesn’t cover.

Call now to speak with a representative about Medigap insurance. We’ve already helped many clients in New Jersey, Pennsylvania, and Connecticut, including Mercer, Middlesex, Monmouth, and Ocean Counties, as well as Bucks County, PA. Our experience and expertise will help protect you, your health, and your possessions. We invite you to find out more about the difference we can make in insuring what’s important to you. Please click here for a quote or give us a call at 800.353.5000






Q. Why do I need a Medicare Supplement Plan?

A. Without Medicare Supplement Plans, you could find yourself paying a lot of money out of pocket for things that aren’t covered by original Medicare. Martin Insurance Group can help you assess your needs and get coverage that pays for some or all of the costs that aren’t covered.

Q. Why should I buy a Medicare Supplement Plan from you?

A. Martin Insurance Group works with thousands of New Jersey, Pennsylvania, and Connecticut residents. What’s more, we have been selling insurance since 1983, and are a stable company you can trust.

Here are some additional reasons customers trust us for their personal insurance needs:

We could save you money
As an independent insurance agent, Martin isn't tied down to one solution. We can compare policies and pricing on... Read More coverage such as flood insurance and boat insurance from a variety of providers and help you choose the one that's right for your unique needs.

We might even recommend one insurance provider for part of your coverage, and another for other coverage- whatever makes the most sense.

We stay on top of the paperwork.
With all that you have going on, it's easy to forget to file or renew coverage. So Martin has developed quality control systems that ensure your insurance records are current. No more scrambling to meet dates or find documents - your Martin team will make sure you are on the ball and in compliance.

Q. I already have a Medicare Supplement Plan. How do I know if it's the right type or amount?

A. If you already have some form of Medicare supplement, but are not sure if it is the right type or amount of coverage, schedule a no-obligation review of your existing policies.

Our experienced team is generally able to identify gaps in coverage or opportunities to save money. Contact Martin today to schedule a complimentary review.





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